- Bruce Lublin
- David Best
- John Chiappetta
- Carla Freitag
- Mike Mulqueen
- Georgia Kalayjian-Murphy
- Joanne Sesti
- Cynthia Smith
- Tony Spartos
- Scott Williamson
Bruce Lublin, President
Growing up in a multi-generational New York City family who owned and managed multi-family properties dating back to the early 1900s, it was natural for Bruce Lublin to continue the tradition. Bruce’s career in real estate began in the early 1970s. Having gained experience in the banking and mortgage servicing industry, in the early 1980s, Bruce helped establish a major mortgage banking operation located in Westchester County, New York, and was appointed President. In less than 5 years, the operation grew to over 100 employees with multiple branch offices. As President of the company, Bruce established seller/servicing relationships with Fannie Mae, Freddie Mac, Ginnie Mae, and other institutional mortgage investors with a servicing portfolio in excess of $0.5 billion and he oversaw all financial and secondary marketing activities.
In 1987, Bruce founded Homerica Mortgage Corporation, and has originated over $2.0 billion in mortgages, representing nearly ten thousand satisfied customers in New York and Connecticut. In 1999, he saw an opportunity to revolutionize the industry by combining the real estate and mortgage broker services under one roof and founded Homerica Realty Services.
Bruce is a firm believer in the “high trust method” of originating mortgages and selling real estate. To Bruce, there is nothing more important than his word and he truly believes that you get what you pay for. His motto is: Excellent service doesn’t cost – it pays!
| Bruce Lublin |
| President |
| NMLS #: 67032 |
| Contact Information: |
| Phone: 914-946-7100, Ext. 210 |
| Direct Line: 914-385-0600 |
| Fax: 914-287-0329 |
| Cell: 914-841-7644 |
| BLublin {at} Homerica(.)com |
| Address: |
| Homerica Mortgage Corporation |
| 235 Mamaroneck Avenue |
| White Plains, NY 10605 |
Carla Freitag, Loan Officer
With more than three decades of diversified experience in the mortgage banking industry, I am able to navigate through the process of obtaining a mortgage in a flawless manner. Having worked so long in the financial industry (for Fannie Mae, and having excellent long-time relationships with the leading financial institutions), I have the ability to identify the most suitable lender and program to meet your financial goals and objectives. I will work with you from the beginning until the end of the transaction to make sure that everything goes as smoothly as possible. My business is 100% by referral, and you can be assured that I will take care of you as if you were my family.
| Carla Freitag |
| Loan Officer |
| NMLS #: 56533 |
| Contact Information: |
| Phone: 914-946-7100, Ext. 233 |
| Direct Line: 914-000-000 |
| Fax: 914-287-0329 |
| Cell: 914-299-0606 |
| Carla.F {at} Homerica(.)com |
| Address: |
| Homerica Mortgage Corporation |
| 235 Mamaroneck Avenue |
| White Plains, NY 10605 |
Mike Mulqueen, Loan Officer
As a former New York City police officer, I am committed to serving the needs of active and retired police officers and all other civil servants. My number one goal is to help you achieve the dream of home ownership. I help guide you through the home buying process from the point of mortgage pre-qualification, working closely with you and your real estate broker during your search for a home, connecting you with our trusted service providers in the legal and real estate profession, gathering all of the required documentation, addressing any credit issues up front, and completing all of the mortgage application forms for you.
I take care of my clients as if you were my family and I make sure that you obtain the lowest rate and best terms possible.
No one works harder for their clients than I do, and I look forward to the opportunity of working with you.
| Mike Mulqueen |
| Loan Officer |
| NMLS #: 201890 |
| Contact Information: |
| Phone: 888-902-1PBA (1722) |
| Direct Line: 914-328-3054 |
| Fax: 914-992-6809 |
| Cell: 845-548-6328 |
| MikeM {at} Homerica(.)com |
| Address: |
| Homerica Mortgage Corporation |
| 235 Mamaroneck Avenue |
| White Plains, NY 10605 |
Georgia Kalayjian Murphy, Loan Officer
Ready to purchase a home? Need to refinance a property? Look no further! I am a licensed New York State Loan Originator (NMLS #63815) and can provide you financing on properties anywhere in New York State. I will take you through (what can be a very stressful process) the steps with ease, understanding and confidence that your new mortgage will close with a new rate and program that will make sense for your needs and situation!
Why use a broker instead of just going to your banking institution? Everyone’s – and I mean everyone’s – circumstances are unique. I offer over 20 lenders and I use those lenders to your advantage and based on your necessities only. And, of course, with so many choices I can also find the best rates!
Why wait? Give me a call and we will discuss how I can get you into your new home or make the home or property you own, much more affordable for you! I look forward to speaking with you soon!
(Bonus! If I am your agent to buy or sell a home, I can offer you below market financing on your mortgage as I am also a NYS licensed Real Estate Agent for Westchester and Putnam Counties! Call for more details today!)
| Georgia Kalayjian-Murphy |
| NYS Licensed Loan Originator and NYS Licensed Real Estate Salesperson |
| NMLS #: 63815 |
| Contact Information: |
| Phone: 914-946-7100, Ext. 225 |
| Direct Line: 914-385-0611 |
| Fax: 914-287-0329 |
| Cell: 914-830-8420 |
| GKM {at} Homerica(.)com |
| Address: |
| Homerica Mortgage Corporation |
| 235 Mamaroneck Avenue |
| White Plains, NY 10605 |
Joanne Sesti, Loan Officer
| Joanne Sesti |
| Loan Officer |
| NMLS #: 101127 |
| Contact Information: |
| Phone: 914-946-7100, Ext. 220 |
| Direct Line: 914-385-0601 |
| Fax: 914-287-0329 |
| Cell: 914-645-6984 |
| JSesti {at} Homerica(.)com |
| Address: |
| Homerica Mortgage Corporation |
| 235 Mamaroneck Avenue |
| White Plains, NY 10605 |
Cindy Smith, Loan Officer
Since 2001, Cindy Smith has been working in the mortgage industry in various capacities. Her first position was as a mortgage processor and she has been a sales assistant and loan officer for the past six years. Her loan-processing background has helped her to learn the business of processing mortgages from the ground up. As such, she can pre-process your home loan at the same time as she puts the loan package together for submission. This invaluable experience facilitates getting your loans closed quickly, accurately, and efficiently.
Prior to her employment at Homerica Mortgage Corporation, Cindy worked for Evolution Mortgage and Precise Mortgage Services where she served in many roles from administration to lead generation to loan officer. As a licensed loan officer with years of experience, Cindy guide you to the best rate and program to fit your individual home loan needs.
| Cindy Smith |
| Loan Officer |
| NMLS #: 110762 |
| Contact Information: |
| Phone: 914-946-7100, Ext. 322 |
| Direct Line: 914-385-0615 |
| Fax: 914-287-0329 |
| Cell: 978-323-9135 |
| CindyS {at} Homerica(.)com |
| Address: |
| Homerica Mortgage Corporation |
| 235 Mamaroneck Avenue |
| White Plains, NY 10605 |
Tony Spartos, Loan Officer
My 30 years of experience as a mortgage loan and real estate professional means that I am extremely dedicated to my customers. I am proud of my longevity in this industry and I am pleased to offer a wealth of experience and knowledge to help you secure mortgage financing or find a home.
As a licensed New York State mortgage loan originator, I am fully committed to providing you with the highest level of service. My primary goal is to assist you in the selection of the most suitable loan program for your specific financing needs. Once we have achieved that key goal, I work to get you the very lowest interest rate possible and to get your loan closed within your desired timeframe. I carefully guide you through the entire process beginning with the pre-application preparation phase straight through to the application, processing, and closing phases.
Purchasing a home and applying for a mortgage can be stressful. I strive to make the process go smoothly for you and to meet or exceed your service expectations. As a mortgage broker, I have distinct advantage of being able to offer you a wide range of loan programs. At Homerica Mortgage Corporation, we are approved by a broad spectrum of lenders. This enables us to offer you a varied menu of loan programs that can be tailored to suit your unique financing needs.
I am also a licensed New York State real estate agent and I am able to help you find the home, condo or coop that best meets your family’s housing needs.
I would love the opportunity to work with you. Rest assured that I will put your needs and wishes first as we work together to achieve our joint goals. My business is a referral–based business and I treat every client with respect and understanding. That proven business philosophy has resulted in the long term success that only benefits you… my customers.
I hope to hear from you.
| Tony Spartos |
| Loan Officer |
| NMLS #: 68228 |
| Contact Information: |
| Phone: 914-946-7100, Ext. 214 |
| Direct Line: 914-385-0608 |
| Fax: 914-287-0329 |
| Cell: 914-320-5995 |
| TonyS {at} Homerica(.)com |
| Address: |
| Homerica Mortgage Corporation |
| 235 Mamaroneck Avenue |
| White Plains, NY 10605 |
Scott Williamson, Loan Officer
I served as a police officer for the NYPD for over 22 years, retiring in 2007. Additionally, I served as a trustee on the board of the New York City Patrolmen’s Benevolent Association (NYCPBA). As such, I am committed to providing civil servants in New York and Connecticut with the best possible mortgages for your needs at the best possible rates.
I know from experience just how hard you work and how you put your lives on the line daily. You take care of us daily and make us feel safe in our homes. Let me give back to you for all that you do. I’ll help you obtain the financing you need to make you and your families feel safe in their homes. I’ll research the best solution and I’ll fill out your application with you. Better yet, there’s no application fees, reduced appraisal fees,* and reduced bank attorney fees.* Bad credit? No worries. Call me anyway.
Call me today at 888-902-1PBA and let’s get you the home loan that you deserve for all that you do for us. Police officers, firemen, teachers… all of you are welcome to call me for great rates, great mortgages and great service. Vouchers accepted.
* Subject to certain restrictions and limitations.
| Scott Williamson |
| Loan Officer |
| NMLS #: 91736 |
| Contact Information: |
| Phone: 888-902-1PBA (1722) |
| Direct Line: 914-328-3054 |
| Fax: 914-992-6809 |
| Cell: 917-363-4685 |
| ScottW {at} Homerica(.)com |
| Address: |
| Homerica Mortgage Corporation |
| 235 Mamaroneck Avenue |
| White Plains, NY 10605 |
